Lesson:
Junk Fees
In this lesson, we’ll be discussing Junk fees. A junk fee is a type of fee that we are charged but doesn’t seem to be related to any legitimate service provided. Instead, it is often used to generate additional profit for the lender. Some examples of junk fees include application fees and processing fees. These fees are often disguised as necessary charges, but in reality, they are unnecessary and can add up quickly. It’s essential to be aware of junk fees when applying for a loan or mortgage, taking a flight, or even doing your banking. After this lesson, you’ll never forget to ask for clarification on suspicious charges.
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Example Article
Each conversation topic is based on a theme. In order to help students acquire a basic understanding of that topic, four media articles are provided for them to read. I will never test you on the articles, but I strongly suggest you book lessons far enough in advance to give yourself enough time to properly prepare. The better prepared you are, the more benefit you will receive from our conversations.
Below is an example article for this conversation topic.