Rainy day fund

A rainy day fund is a reserved amount of savings a person can access when things are not going well or unforeseen circumstances arise.
In life, we have to expect the unexpected. That’s when a rainy day fund comes in handy.

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Word of the Day: Rainy day fund

Any financial expert will tell you that it is a good idea to have a rainy day fund to deal with unforeseen circumstances.


A rainy day fund is a reserved amount of savings a person can access when things are not going well, or unforeseen circumstances arise.


For example, the big and small banks in Japan will very soon start to downsize.

That means many jobs will either be made redundant or left unfilled.

Regional bank employees will need to have a backup or contingency plan.

If you know that there is a strong possibility you will lose your job or have to move, you should prepare in advance.

A rainy day fund is a reserved amount of savings that a person can access when things are not going well.

Whether your refrigerator breaks down or you lose your job, it would be a great relief to know that you have some money put away.

It’s always a good idea to save for just such an occasion.

When you expect the unexpected, the unexpected doesn’t seem as scary as it could be.


This post is understandable by someone with at least an 8th-grade education (age 13 – 14).  

On the Flesch-Kincaid reading-ease test, this post scores 69.  

The easier a passage is to read, the higher the score on a scale of 0 – 100.



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