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Phrase: Live beyond your means
To live in peace and happiness, stop living beyond your means.
When you live beyond your means, you spend more money than you earn, essentially living a lifestyle you cannot afford.
This leads to a lot of financial trouble and stress.
Yes, you can fake it until you make it, but this often leads to taking on debt, maxing out credit cards, and living paycheck to paycheck.
Living beyond your means is not sustainable in the long run and has serious consequences.
Living beyond your means creates a vicious cycle.
You might start with small purchases you cannot afford, but soon enough, you’ll make larger purchases and take on more debt, leading to a lot of stress and anxiety and a feeling of being trapped in a cycle of debt that is impossible to break.
To avoid living beyond your means, it’s important to create and stick to a budget.
This means being honest with yourself about your income and expenses and making sure that you are not spending more than you earn.
It’s also essential to prioritize your spending and focus on your most important things.
Look after the pennies and the pounds will look after themselves.
Most of our money is spent on small things such as coffee, lunch, and treats.
With the higher cost of everything these days, make coffee at home and take it with you when you go out.
Instead of buying your lunch every day, again, make it at home and take it with you.
You don’t need beer, so stop buying it.
Living beyond your means is tempting, but in the end, you’ll only end up robbing Peter to pay Paul until the three of you are broke.
Flesch-Kincaid Readability Test
This post is understandable by someone with at least a 7th-grade education (age 12).
On the Flesch-Kincaid reading-ease test, this post scores 74.
The easier a passage is to read, the higher the score on a scale of 0 – 100.